
Lowe’s Military Discount: The Ultimate 2025 Guide for Veterans & Service Members
For the millions of Americans who have served or are currently serving in the armed forces, your commitment and sacrifice do not go unnoticed. While a simple “thank you” is always appreciated, tangible support from the community and businesses means the world. In the realm of home improvement, Lowe’s has long been a front-runner in showing its gratitude through its robust military discount program. It’s more than just a seasonal offer; it’s a year-round commitment to helping service members, veterans, and their families build, improve, and maintain their homes.
But how does it actually work? Who is eligible? What are the catches? Navigating the ins and outs of any discount program can feel like a chore. That’s why we’ve created this comprehensive guide. We’ll walk you through every step, from verification to checkout, and uncover the lesser-known details to ensure you’re making the most of this well-deserved benefit. Whether you’re planning a major renovation or just need to pick up some gardening supplies, this is your definitive resource for the Lowe’s Military Discount in 2025.
What Exactly is the Lowe’s Military Discount?
At its core, the Lowe’s Military Discount Program offers a 10% discount on eligible purchases to qualified individuals. Unlike a temporary promotional coupon, this is an evergreen benefit that you can use every single day, both in-store and online at Lowes.com.
The key thing to understand is that this isn’t a physical card you carry or a code you enter at checkout. Instead, the discount is digitally linked to your personal MyLowe’s Rewards account. Once you’ve successfully verified your military status, the 10% discount is automatically available whenever you shop using your account. This streamlined process makes it incredibly easy to use and removes the hassle of having to show an ID for every single purchase. It’s a modern, respectful, and efficient way to honor your service.
Who Qualifies for the Discount? Unpacking the Eligibility Requirements
Lowe’s has a clear and inclusive policy regarding who can receive the military discount. It’s crucial to know if you or a family member qualifies before starting the verification process. Here’s a detailed breakdown:
- Active-Duty Military: This includes members of all primary branches of the United States Armed Forces: Army, Navy, Air Force, Marine Corps, Space Force, and the Coast Guard.
- Veterans: Any individual who has served in the U.S. Armed Forces and was discharged or released under conditions other than dishonorable is eligible. This applies to veterans from all eras of service, whether you served for four years or thirty.
- Military Spouses: This is a fantastic and often underutilized aspect of the program. Spouses of eligible active-duty service members and veterans can also receive the discount. They must complete their own verification process to link the benefit to their personal MyLowe’s Rewards account. This means a military family can have two separate accounts, both with the discount applied.
Who is Not Eligible?
It’s equally important to understand the program’s limitations. The discount is intended for the service member, veteran, and their spouse. As such, the following family members are generally not eligible to create their own accounts for the discount:
- Children (dependent or adult)
- Parents
- Siblings
- Other relatives
The discount is also strictly for personal use. It cannot be used for business or commercial purposes, such as for a contracting business. Lowe’s reserves the right to revoke the discount if they suspect it’s being used for commercial purchases.
Your Step-by-Step Guide to Signing Up and Getting Verified
Getting your Lowe’s military discount set up is a one-time process that takes just a few minutes. Lowe’s partners with ID.me, a trusted and secure third-party identity verification service used by numerous government agencies and retailers. This ensures your personal information is protected while confirming your eligibility.
Step 1: Create a MyLowe’s Rewards Account
Before you can do anything else, you need a personal account with Lowe’s. If you don’t already have one, head over to Lowes.com and sign up for a MyLowe’s Rewards account. It’s completely free and offers benefits beyond the military discount, such as purchase tracking (no more lost receipts!), easy returns, and personalized offers.
Step 2: Begin the Verification Process
Once you’re logged into your MyLowe’s Rewards account, navigate to the Military Discount section. You can usually find a link in your account profile or at the bottom of the Lowe’s homepage under “More Ways to Save.” Here, you’ll see a button that says “Verify with ID.me.” Click it to begin.
Step 3: Complete Your Verification with ID.me

You will be redirected to the ID.me website. Here, you’ll either log in to an existing ID.me account or create a new one.
- Provide Your Information: You’ll be asked to provide details about your military service, such as your branch and dates of service.
- Identity Confirmation: ID.me will attempt to instantly verify your status using this information. In many cases, this is all that’s needed. However, if they cannot automatically confirm your status, you may be asked to provide documentation.
- Uploading Documents (If Necessary): Don’t be alarmed if you’re asked for more proof. Common documents include a copy of your DD-214, a driver’s license with a veteran designation, or a military ID. The ID.me platform provides a secure portal to upload these documents. Their team will review them, usually within minutes.
Spouses will follow a similar process, verifying their own identity first and then their affiliation as a military spouse.
Step 4: Link Your Accounts and Start Saving!
Once ID.me confirms your status, you’ll be redirected back to the Lowe’s website. Your MyLowe’s Rewards account will now be officially linked with your verified military status. Congratulations! You’re ready to start saving.
Using Your Discount: In the Store and Online
Now for the fun part. With the one-time setup complete, using your discount is seamless.
In-Store Shopping
When you’re at the checkout lane in any Lowe’s store, simply provide the cashier with the phone number or email address associated with your MyLowe’s Rewards account. Alternatively, you can scan the barcode from your MyLowe’s card or the Lowe’s app. The system will automatically recognize your verified status and apply the 10% discount to all eligible items in your cart. No ID, no fuss.
Online Shopping
Shopping on Lowes.com is even easier. Just make sure you are signed in to your verified MyLowe’s Rewards account before you start adding items to your cart. As you shop, the 10% discount will be automatically reflected on the prices of eligible products. You’ll see the savings in your shopping cart before you even proceed to checkout.
The Fine Print: What’s Included and What’s Excluded?
This is perhaps the most critical part of understanding the Lowe’s Military Discount. Knowing what the 10% applies to can save you from surprises at the register and help you plan your purchases more effectively. While the discount is generous, it doesn’t apply to everything in the store.
What the Discount Typically Covers:
The 10% off applies to most regular-priced, in-stock merchandise. This includes a vast range of products perfect for your next project, such as:
- Power tools and hand tools
- Lawnmowers, trimmers, and outdoor power equipment
- Paint, stain, and painting supplies
- Lumber and building materials (with some exceptions)
- Gardening supplies, plants, soil, and mulch
- Lighting fixtures and ceiling fans
- Hardware, nuts, and bolts
- Home decor, rugs, and storage solutions
Common Exclusions You Need to Know:
To avoid disappointment, keep these common exclusions in mind. The 10% discount generally CANNOT be applied to:
- Sale and Clearance Items: The discount is for full-price items. It usually cannot be combined with other promotions, markdowns, or “new lower price” items. If an item is already on sale for 15% off, you get the 15% off, not an additional 10%.
- Major Appliances: Refrigerators, ovens, washers, dryers, and other major appliances are often excluded from the discount. These items frequently have their own promotional pricing or financing offers.
- Services: The discount does not apply to any services offered by Lowe’s. This includes installation, assembly, delivery fees, and extended protection plans.
- Gift Cards: You cannot get a 10% discount on the purchase of Lowe’s or third-party gift cards.
- Certain Brands: Some high-end or specialty brands have agreements that prevent them from being discounted. This list can change, but it has historically included brands like Weber, Traeger, and certain premium appliance manufacturers. Always check the product page online or ask an associate in-store.
- Commodity Materials: In some cases, high-volume commodity materials like electrical wire may be excluded.
The best rule of thumb? If you’re shopping online, log in to your account. You’ll see the discounted price right on the product page if the item is eligible. If you’re in the store, don’t hesitate to ask a Lowe’s associate for clarification before you head to checkout.
More Than a Discount: Lowe’s Commitment to the Military Community
Lowe’s support for the military extends far beyond the 10% discount. It’s woven into their corporate culture. When you shop at Lowe’s, you’re supporting a company that actively gives back to the community you’re a part of.
- Hiring Initiatives: Lowe’s is consistently recognized as a top military-friendly employer. They have robust programs dedicated to recruiting, hiring, and supporting veterans and military spouses, recognizing the valuable skills and leadership qualities they bring to the workforce.
- Community Support: The company and its foundation have donated millions of dollars and countless volunteer hours to military-focused charities. They partner with organizations like the USO, AMVETS, and Building Homes for Heroes to provide critical support, build mortgage-free homes for injured veterans, and improve military family housing.
- Reserved Parking: A small but highly visible gesture, many Lowe’s stores feature reserved parking spaces for veterans near the front of the store. It’s a daily, public acknowledgment of their service and sacrifice.
Your Questions Answered: Military Discount FAQ
Can I use the discount for my contracting business?
No. The Lowe’s Military Discount is strictly for personal use and cannot be applied to purchases made for a business or for resale.
What happens if my online verification with ID.me fails?
If you encounter issues, the problem is likely with the information or documentation provided to ID.me. You will need to contact ID.me’s support team directly. They have a dedicated support center to help military members and veterans resolve verification issues.
Does my military spouse need to reverify every year?
No. Just like the service member or veteran, the verification is a one-time process. Once linked to a MyLowe’s Rewards account, the discount remains active.
I’m a veteran but my driver’s license doesn’t have the veteran designation. Can I still get verified?
Absolutely. The veteran designation on a state ID is just one of many ways to verify. The most common and effective document is your Certificate of Release or Discharge from Active Duty, known as the DD-214.
Is there an annual cap on how much I can save?
No, there is currently no annual limit on the amount you can save using the Lowe’s Military Discount. You can use it on every eligible purchase you make throughout the year.
The Lowe’s Military Discount is an outstanding program that provides real, tangible savings for the military community. It’s a testament to the company’s long-standing respect for those who serve. By taking a few minutes to complete the one-time verification process, you unlock daily savings on the tools and supplies you need to create a home you love. It’s a small thank you for a very big service.

